Texas Family Budgets

What it takes to get by . . . and get ahead
Metro Area
Number of Adults
Number of Children
Who Pays The Health Insurance Premium?
What Is The Family Saving For?
All values rounded to the nearest whole number

Family Expenses


Monthly Expenses
Basic Expenses
Federal Taxes

Metro Area Analysis


  • Median Monthly Wages for Metro Area Based on the area's median hourly wage
  • Wage-to-Expenses Gap

Family Needs to Earn (per worker)


Metro Median Hourly Wage


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Detailed Expenses

  • Monthly Expenses
  • Basic Expenses
    Child Care
    Insurance Premium
    Health Insurance Subsidy ()
    Other Necessities
    Federal Taxes
    Payroll Tax
    Income Tax*
    Earned Income Credit* ()
    Child Tax Credit* ()
    Child and Dependent Care Credit* ()

    * Although these are typically annual taxes, they are shown here as monthly for comparison.
    ** A negative total = tax refund from EIC.

    Emergencies/Rainy Day
  • Annual Income Needed to Cover Expenses
  • Hourly Wage Needed Per Household

Do the Jobs in This Metro Area Pay Enough?

    • Family Needs to Earn (per worker)  /hr
    • Metro Median Hourly Wage /hr
  • % of jobs in this metro area do not pay a median wage large enough to meet this family's needs.
  • What About the Top 5 Jobs in this metro area? Scroll right to see all data
    % of Workforce Job Type Median Hourly Wage* Median Hourly Wage for Women** Median Hourly Wage for Men

    * Red indicates the Median Hourly Wage does not meet this family's income needs.
    ** Nearly 2/3 of Texas families with children rely entirely or substantially on women's incomes. When women are paid less for the same job, family financial security is significantly weakened. (Source: Economic Issues for Women 2017, Dallas Women's Foundation.)

At the Center for Public Policy Priorities, we believe in a Texas that offers everyone the chance to compete and succeed in life. We envision a Texas where everyone is healthy, well-educated, and financially secure. We want the best Texas - a proud state that sets the bar nationally by expanding opportunity for all.

CPPP is an independent public policy organization that uses data and analysis to advocate for solutions that enable Texans of all backgrounds to reach their full potential.

This is version 4.0 of Family Budgets, a data tool from CPPP. Family Budgets uses publicly available data to show you what it really takes to get by and ahead in the largest 27 metro areas in Texas.

To view the methodology we use for this tool and download the data set, click here.

We thank the Ford Foundation and Dallas Women's Foundation for their support of this work. However, the findings and conclusions presented here are those of the Center for Public Policy Priorities alone and do not necessarily reflect the opinions of these funding organizations.